Words of Wisdom from Judy Niemeyer

As you know, I definitely have a history in the art of surviving in real estate. Today, what we are experiencing causes me to go back in time to reflect what our country has gone through. Yes, my real estate career as you know started in 1979. Each time we experience hard times, our country comes back stronger, so our confidence needs to strengthen.

We at Ashurst and Niemeyer are encouraging agents to pre-qualify their clients and make sure that they are true buyers not just lookers. The number one thing is to use common sense during this crisis and hopefully all of us with be safe. Virtual tours are available for all agents to visit your homes so please do not think that real estate is at a standstill. In fact, we are still making sales and over all the market is very impressive when comparing this year to last year.

Positives right now, listings remain to be down the number of listings remains low, and so many people turn to real estate to invest when the stock market decreases. It is time that we need to enjoy our beautiful weather, say our prayers and know we will get through it with incredible strength.

Any questions on the market, let me know. I am definitely available.

Regards to all,

Judy Niemeyer, CRS

251-583-5923 or Judy@AshurstandNiemeyer.com

Tips for Buyers and Sellers

Tips For Buyers and Sellers

Today I attended a wonderful seminar on flood insurance guidelines and fortified homes.  In our area of Fairhope/Point Clear, our home owner’s insurance rates can be higher than in other parts of our state of Alabama due to our location being hurricane proof.  Tips for you, if you live on the bay or in areas that might have an issue on flooding–please get an elevation certificate.  If you have a elevation certificate, do not loose it.  Your insurance agent will want a copy of it.

In insuring homes, the age of the roof, as well as the electrical and plumbing upgrades are big questions of an insurance agent.  If you replace your roof, make sure you take the steps to get it certified.  Certification normally costs about $400-$500 but needs to be done while the roof is being replaced.  Photos need to be taken to show how the roof is being installed.  In our city, a permit is required and roofers have to comply with the city of Fairhope guidelines.

If your home was gold certified when it was built, you must have a certification from the builder.  This certification is good for 5 years.  All certifications will give an expiration date.  Home owners need to contact a local company that can re-certify your home which costs can vary between $150 to $300.  Beware of the recertification.

FEMA flood insurance will expire on November 21st, 2019 unless Congress extends it.  The House has approved the bill titled HR3167 which is now in the Senate’s hands.  Hopefully this will be approved and no extension will be necessary.  Limitations on FEMA is $250,000 for structure and $100,000 for contents.  If you need more coverage,  insurance agents encourage looking at private companies and compare costs for flood.  This was excellent information.  So many homes are underinsured today.

I hope these tips help you.

Any questions, feel free to e-mail me at Judy@AshurstandNiemeyer.com

 

Mobile Eastern Shore Homes For Sale: 7370 Dellwood Creek Circle

Mobile Eastern Shore Homes For Sale:

7370 Dellwood Creek Circle, Spanish Fort AL 36532

MLS# 162255

7370 Dellwood creek

Unfinished Construction!! Buy it and you can finish the home to your taste! Home is Lake front and also backs up to the lake. This home has piers on both of the lakes. Home offers an open floor plan and 10’ ceilings. Master suite is fabulous with views of the lakes from both sides of the room. Come see this home and dream. Buy this home and make your dreams come true.Learn more about 7370 Dellwood Creek Circle and other Mobile Eastern Shore homes for sale by visiting JudySells.com.

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Mobile Eastern Shore Homes For Sale: 16291 Scenic Hwy 98

Mobile Eastern Shore Homes For Sale:

16291 Scenic Hwy 98, Fairhope AL 36532

MLS# 148479

This home has 66 feet of frontage with great views and incredible landscaping.  Inside this home you will find a wide foyer, a Viking kitchen with granite, large formal rooms, double master bedrooms, an elevator and 3 fireplaces.  There is an entry gate, southern oaks, an oversized pier with a crab pier, double boat lift, an outdoor kitchen and a sprinkler with a separate meter.  Oversized for the perfect party.

Learn more about 16291 Scenic Hwy 98 and other Mobile Eastern Shore homes for sale by visiting JudySells.com

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Mobile Eastern Shore Homes For Sale: 105 Ashton Court

Mobile Eastern Shore Homes For Sale:

105 Ashton Court, Fairhope AL 26532

MLS# 147721

Great house on one level! Hardwood floors at the entrance and in living room and dining room. Beautiful brick floors in the family room and kitchen. Shows very well and has been well maintained! Nice enclosed sun room which leads out to a beautiful private back yard with an 8 zone sprinkler system. The two car garage is spacious and oversized with extra storage space.

Learn more about 105 Ashton Court and other Mobile Eastern Shore homes by visiting Judysells.com.

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Mobile Eastern Shore Homes For Sale: 9129 Gayfer Road Ext

Mobile Eastern Shore Homes For Sale:

9129 Gayfer Road Ext, Fairhope AL 36532

MLS# 151090

Adorable cottage in Fairhope.  Home features split brick floors in kitchen, heart pine floors throughout downstairs, antique doors, a chef’s kitchen and oversized yards.  This one is a must see!

Learn more about 9129 Gayfer Road Ext and other Mobile Eastern Shore by visiting JudySells.com.

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