A newly built home in Baldwin County can offer a modern layout and fewer immediate renovation projects. But buying new construction is not the same as buying a completed resale home. The contract, lot, builder selections and completion timeline all deserve careful review.
Start with the actual lot
Before focusing on floor plans, review the lot’s location, drainage, grading, access, easements and any neighborhood restrictions. Ask how stormwater is managed and what landscaping or fencing is included. Look up flood-risk information using the FEMA Flood Map Service Center, and ask your insurer for an address-specific estimate.
Understand what the advertised price includes
Model-home finishes may be upgrades. Request an itemized list of standard features, available options, allowances and costs for changes. Confirm whether appliances, window coverings, landscaping, fencing, garage-door openers and other details are included. Get agreed selections and pricing in writing.
Read the builder’s contract carefully
Builder contracts may differ from standard resale contracts. Ask a qualified real estate attorney or other appropriate professional to explain deadlines, deposits, contingencies, change orders, cancellation rights, dispute provisions and what happens if completion is delayed. Do not rely on a verbal promise that is absent from the contract.
Ask about construction milestones and inspections
Find out whether the home is move-in ready, under construction or not yet started. Ask which milestones you may inspect and whether independent inspections are allowed. A new home can still have defects or unfinished work. Discuss appropriate inspection stages with a qualified home inspector and document punch-list items before closing.
Clarify the warranty and service process
Ask for the written builder warranty, what it covers, how claims are submitted and how long different components are covered. Understand the difference between manufacturer warranties and builder obligations. Keep records of walkthroughs and service requests.
Compare financing and closing costs
Some builders advertise financing incentives. Compare the full cost, loan terms and any conditions with other lenders. Ask about rate-lock periods, extension fees, prepaid expenses and the impact of construction delays. A headline incentive is not necessarily the best overall deal.
Questions to take to a builder meeting
- Which features are standard, and which are upgrades?
- What is the current construction stage and realistic completion window?
- Are independent inspections permitted at appropriate stages?
- How are changes, delays and warranty requests handled?
- What HOA rules, dues and future assessments apply?
- What insurance information is available for this specific home?
Comparing new construction with resale? Read the Eastern Shore buyer guide, Fairhope buying checklist and community comparison. You can browse homes for sale or contact Judy Niemeyer to discuss options and questions for a builder.